Risk Disclosure

01You can lose money

Crypto assets are volatile. Anything you deposit, supply, stake, or trade through Auni can lose value — quickly, severely, and sometimes entirely. Never commit funds you cannot afford to lose.

02Auni suggests where to put your money

Ask Auni what to do with the money it manages and it will answer with a specific allocation — percentages, dollar amounts, and position sizes across USDC on Monad, Aave, Hyperliquid, Polymarket, and tokenized stocks on Solana. Those are suggestions, and they are not advice from a licensed adviser.

Auni is not a broker, dealer, investment adviser, or bank, and it owes you no duty to act in your interest. A suggestion is not a prediction and not a statement that an allocation suits your circumstances: Auni does not know your full financial position, your tax situation, or what else you owe. It will not suggest funds, tickers, brokerage or retirement accounts, or savings products, because it cannot see, price, or unwind any of them.

You decide. Nothing moves until you approve the exact action, and every loss that follows is yours.

03This is not a bank

Balances in your wallet and positions in DeFi protocols are not bank deposits. They are not covered by any government deposit insurance or compensation scheme, anywhere. Yield is not interest from a bank; it comes from protocol mechanics that carry their own risks and can change or stop.

04Smart contracts can fail

Every action executes against third-party smart contracts. Audited, battle-tested contracts have still been exploited, paused, or drained. Auni verifies the exact deployments it integrates with, but verification cannot make someone else's code risk-free.

05Stablecoins can break

Products denominated in stablecoins such as USDC assume the stablecoin holds its peg. Stablecoins have de-pegged before. If one does, its value — and anything denominated in it — can fall regardless of what Auni or any protocol does.

06Transactions are irreversible

Once a transaction you approved is confirmed on-chain there is no chargeback, no reversal, and no one who can undo it. Check the action widget carefully: its Details show the exact amount, destination, fees, limits, and expected outcome before you run it.

07AI can be wrong

Auni's assistant can misunderstand, be out of date, or be plainly wrong — about markets, odds, yields, any allocation it suggests, and even its own capabilities. That is exactly why nothing moves money without your explicit approval of an exact, machine-verified action, and why automations only act within limits you set. Treat Auni's words as input to your decision, not as truth.

08Venue-specific risks

Auni connects to a small set of third-party venues, and each carries dangers the others do not. Which venues your account can actually reach depends on configuration and on the venue's own regional rules, so treat this as the full list of what Auni can connect to rather than a list of what is switched on for you today.

• Lending (Aave, on Monad): smart-contract risk, stablecoin risk, and the possibility that withdrawals are temporarily unavailable when a market's liquidity is exhausted. The rate is variable and paid by borrowers, not by Auni: it can fall to almost nothing without notice, and a quoted yield is never a promised one.
• Perpetual futures (Hyperliquid): leverage can liquidate your entire margin, and liquidation can happen in seconds while you are not watching. You also pay or receive funding while a position is open, which can erode a position that never moved against you. A stop order bounds the plan, not the world — a gapping market can skip past a stop's limit price and not fill, so the loss shown at approval is the planned loss if the stop fills, never a guaranteed maximum.
• Prediction markets (Polymarket): a position can settle at zero and lose everything you put in. Resolution rules, resolution sources, and dispute processes are the venue's, not Auni's, and a market can resolve in a way you consider wrong with no recourse through us. The venue enforces its own regional restrictions and may refuse your orders outright.
• Tokenized stocks (on Solana, through Jupiter): issuer, custody, and liquidity risk on top of ordinary equity risk. See the section below.

09Tokenized stocks are not shares

A tokenized stock is a token on Solana issued by a third party — for example Backed xStocks, Backpack Securities, or Ondo Global Markets — that is intended to track the price of a real company's shares. Buying one does not make you a shareholder. You do not get the share itself, and depending on the issuer you may have no voting rights, no direct dividend entitlement, and none of the protections that come with holding stock in a brokerage account. What you hold is a claim against that issuer under that issuer's terms, and those terms decide whether and how you can ever redeem it.

That adds risks a normal share does not have. If the issuer fails, is hacked, freezes transfers, loses its own custody arrangement, or is stopped by a regulator, the token can lose its value or become impossible to sell even while the underlying company is perfectly healthy. The token's price is set by on-chain liquidity and can drift away from the real share price, especially when the underlying market is closed. Auni prepares orders only while the underlying market is in regular trading, and only for tickers in a reviewed catalog, but neither of those makes the token equivalent to the share.

Your money is not protected by any investor-compensation scheme. These positions are not held in a brokerage account, and SIPC and equivalent protections elsewhere do not apply to them.

10Moving money between chains

Auni holds your dollars as USDC on Monad, but the venues do not all live there. Funding a position on Hyperliquid, Polymarket, or Solana means bridging USDC across chains, which Auni does through the third-party bridge protocol Across.

A bridge is its own risk. Funds are briefly in flight and outside both chains' normal settlement: a bridge can be delayed for far longer than the estimate you approved, can return your funds to the origin chain instead of completing, and — like any smart-contract system — can be exploited or paused. The time estimate shown at approval is based on observed behaviour, not a guarantee. A hop that stalls can leave money sitting mid-route while the market you were trying to reach moves without you.

11Use only a network Auni shows

The deposit screen lists the networks Auni currently accepts. USDC sent on a listed network stays in your own wallet on that network and shows in your balance there; Auni moves it only when an action you approve needs it somewhere else. A different token or an unlisted network is not monitored and may be unrecoverable, so always confirm both the network and USDC before sending.

12Costs eat into returns

Auni charges a builder fee on Hyperliquid perp orders, a referral fee on tokenized stock orders, a builder fee on Polymarket orders, and nothing on Aave savings. Where an action has a widget, the exact amount is in its Details before you run it. A deposit sent from another supported network is brought home automatically without an Auni fee; provider and network costs may still reduce what arrives. On top of that you pay network fees, venue fees, and the spread between the buy and sell price of whatever you are trading. Small positions and frequent trading can be eaten by these costs even when your calls are right. Our Terms of Service carries the rates.

13Networks, keys, and access

Blockchains can congest, reorganize, or halt; fees can spike; a submitted transaction can sit unconfirmed. Your wallet's security also depends on your own account security — protect your email, passkeys, and devices, because anyone who controls them controls what can be approved.

14Regulation and tax

Crypto regulation is unsettled and varies by country. Rules may change in ways that restrict what Auni or the venues it connects to can offer you. Your trades and yields may create tax obligations; tracking and reporting them is your responsibility.

15The bottom line

Auni is built to refuse rather than guess, to show you exactly what will happen before it does, and to act only on your authority. None of that removes the risks above. Read our Terms of Service and Privacy Policy, start small, and only ever use money you can afford to lose.