Effective October 27, 2026
01You can lose money
Everything Auni can buy can lose value, quickly and sometimes completely. Only put in money you can afford to lose.
02Auni is an AI, and AI can be wrong
Auni's research, prices, and suggestions come from an AI. It can misunderstand you, rely on something out of date, or simply be wrong, including about what it can do. Check what a move will do before you tap to approve it. That matters most when Auni builds a transaction for an app it doesn't usually use: it relies on its own reading of what that app does.
If you let a conviction act on its own, Auni can make moves you would not have made, without asking. It can only use that conviction's own money, and you can switch it back to asking first at any time.
03Not financial advice
Auni is not a licensed financial adviser, broker, or bank. It doesn't know your whole financial situation, your taxes, or what you owe, and its suggestions are not a promise that anything will work out. The decision is always yours.
04Leverage can wipe out a position
Hyperliquid trades can use leverage, which borrows to make a position bigger than the money behind it. Gains and losses grow by the same multiple. If the price moves far enough against you, the position is closed automatically, called liquidation, and you lose the money behind it. That can happen in seconds, at any hour, while you're not looking.
While a position is open you pay or receive a regular funding fee, which can eat into it even if the price never moves. A stop-loss limits a loss only if it fills: in a fast market the price can jump past it.
05Predictions can go to zero
On Polymarket you buy shares in an outcome. If it doesn't happen, the shares are worth nothing and you lose everything you paid. Polymarket decides how each market resolves, using its own rules and sources, and it may resolve in a way you think is wrong with nothing we can do about it. Polymarket also limits where it can be used, and some countries ban it: Australia treats it as unlicensed gambling.
06Copying someone isn't safer
A conviction's returns on its page or a leaderboard show what already happened, often over a short time, and they don't tell you what happens next. Many high returns come from taking big risks, like leverage, that happened to pay off.
When your copy keeps in step, it follows moves after they happen, at its own size and the price then, so its results can be worse than the one you copied, even when theirs go well. You can't see the rest of their money, what else they hold, or why they made a move. They can change course or stop at any time. And they earn a share of Auni's fees on your copy's trades, so they gain when you trade, whether you make money or not.
07Tokenized stocks are not shares
The stocks Auni buys are xStocks: tokens issued by a company called Backed that track the price of a real company's shares. Owning one doesn't make you a shareholder. You usually get no vote, you may not get dividends the way a shareholder would, and your claim is against Backed under its terms, not against the company.
That adds risks a normal share doesn't have. If Backed fails, is hacked, freezes the tokens, or is stopped by a regulator, the token can lose its value or become impossible to sell while the real company is fine. The token's price comes from its own market and can drift from the share price, especially when the stock market is closed or few people are trading. These tokens are not in a brokerage account, so investor protection schemes like SIPC don't cover them.
08Tokens are volatile
Crypto tokens can swing wildly and many go to zero. Some are scams, and some have so few buyers that selling moves the price against you. The price you get can be worse than the one you saw, up to a limit set for each trade.
09Savings aren't a bank account
Savings on Aave earn interest paid by people who borrow. The rate changes all the time and can drop close to zero. Aave is software, not a bank: your money isn't covered by deposit insurance, and if many people withdraw at once you may have to wait to get yours out.
10Your dollars are a stablecoin
Dollars in Auni are held as USDC, a token designed to be worth exactly one US dollar. It is issued by Circle, not a bank, and it isn't covered by deposit insurance. Stablecoins have lost their dollar value before. If USDC did, everything held in it would lose value too.
11Moving money between networks
Your money can live on several blockchain networks, and Auni sometimes has to move it from one to another using a service called Across. While it moves it is briefly in neither place. A move can take longer than expected, come back to where it started, or be caught up if Across is hacked or paused, and the market you were heading for can move meanwhile.
12The services Auni connects to can fail
Every move runs on software and markets run by other companies, including Privy, which secures your wallets. Well-tested software has still been hacked, paused, or drained. Blockchains can slow down, get expensive, or stop for a while, and Auni itself can be down when you need it.
13Moves are final
Once a move goes through there is no refund, chargeback, or undo. Anyone who gets into your email or Google account can get into Auni, so keep them secure.
14Costs add up
Auni charges a small fee on most trades, listed in our Terms of Service. The markets charge their own fees, and every trade has a gap between the buying and selling price. Small or frequent trades can lose money to costs even when the idea was right.
15Rules and taxes
The rules for crypto differ by country and keep changing, and a change could limit what Auni or the markets it uses can offer you. Your trades and interest may be taxable. Keeping track and paying is up to you.
16The bottom line
Auni shows you what a move will do and asks first unless you’ve told a conviction it can act on its own. None of that removes the risks above. Start small, read our Terms of Service and Privacy Policy, and only use money you can afford to lose.